Condos, Lofts and Penthouses for Sale
By Mike in Buying Tips with 0 Comments
Mortgage rates fluctuate from one day to the next based on dozens of economic factors. According to leading Downtown San Diego real estate experts, it’s important to understand the factors that influence mortgage rates because the rate you get will affect the long-term cost of your loan. Here are some of the most important factors Continue…
By Mike in Buying Tips with 0 Comments
For many people, buying a condo in Downtown San Diego with average or poor credit is outside the realm of possibility. With the mortgage meltdown of 2008, many banks tightened their lending guidelines to the point where borrowers needed near perfect credit scores to secure financing. However, there are effective methods borrowers can take to Continue…
By Mike in Buying Tips with 0 Comments
By Mike in Buying Tips with 0 Comments
Finally owning your own place means more than decorating however you like. Buying a Downtown San Diego condo for sale also means all maintenance is your responsibility. As you plan for new furniture and paint, don’t forget to stock your toolbox with essential tools you will need to make your new condo or loft your Continue…
By Mike in Buying Tips with 0 Comments
In the complex world of mortgage loans, pre-qualification and pre-approval mean two very different things. Pre-qualified buyers still have countless steps to take in order to gain assured funding. Buyers who’ve been pre-approved, however, have already undergone stringent financial reviews and have been given shareable statements showing the funding amounts that lenders are willing to Continue…
Current credit scoring methods use strict criteria for judging creditworthiness but often fail to account for factors that might indicate good overall money management skills. Fortunately, a new bill introduced in December 2015 may change that. Known as the Credit Score Competition Act, or H.R. 4211, this bill is still in the very first stages Continue…
By Mike in Buying Tips with 0 Comments
Buying a condo or loft for the first time can be an overwhelming experience. It is most likely the largest purchase you will make. There is a steep learning curve, but it’s not insurmountable if you follow a few tips. 1. Take a hard look at your finances. Knowing how much you realistically have to Continue…
By Mike in Buying Tips with 0 Comments
Having a partner to share the burden of home expenses can often be extremely beneficial. However, if you are financially stable, there is no reason to wait for a partner before buying a place, and there are more solo homebuyers than ever right now. If you are considering buying a Downtown San Diego condo for Continue…
By Mike in Buying Tips with 0 Comments
The inclusive atmosphere of a condo, loft, or penthouse in Downtown San Diego can include many tempting amenities. However, these amenities can often encourage buyers to pay a higher cost, even though they actually are not worth the money. 1. In-Unit Washer and Dryer Being able to quickly clean your clothes from the comfort of Continue…
By Mike in Buying Tips with 0 Comments
As a buyer, open houses are more than a walkthrough of a home–they’re an opportunity to see if you can picture yourself in the space and speak with the listing agent for more information on the loft or condo for sale in Downtown San Diego. The open house may even be your only chance to Continue…
Choosing the right loan is an important step once you decide to buy a condo for sale in Downtown San Diego. When looking for a loan, many people are unsure of whether they should go to their bank or find a mortgage broker that specializes in loans. Depending on your individual needs, either could be Continue…
By Mike in Buying Tips with 0 Comments
Purchasing a condo or loft in Downtown San Diego is an incredibly exciting experience. Understanding the documents that you’ll have to sign on closing day is important for ensuring that this experience is a wholly positive one. With a comprehensive knowledge of this paperwork, you can bring this transaction to a successful end with both Continue…
If you are considering buying a new condo, loft, or penthouse in Downtown San Diego, take a close look at your current credit habits. If you’re like millions of other Americans, there is a real chance that some of your habits will make it difficult to secure a mortgage loan. 1. Failing to Monitor Your Continue…
Repayment plans for student loans can be overwhelming and lead many graduates take advantage of forbearance or deferral plans in order to buy themselves more leniency and time. Unfortunately, this is debt that can follow people well into their adult years, and it can have a significant impact on purchasing power and nearly all major Continue…
By Mike in Buying Tips with 0 Comments
Finding the perfect condo, loft, or penthouse in downtown San Diego is only half the battle. Buyers also want to find a way to get the best deal and have some extra money in the bank each month. Loan calculators go a long way in helping buyers save large sums of money. Avoid Overspending It’s Continue…
By Mike in Buying Tips with 0 Comments
Though most properties maintain roughly the same value throughout the year, the cost of real estate in Downtown San Diego is slightly cheaper in the wintertime. This is because more people are looking to buy during the summer, forcing buyers to compete with others for their ideal condo or loft in Downtown. Less Chance of Continue…